How Can I Get Car Financing with a Bad Credit Score?

Car keys and a credit card on top of a signed car loan

Drivers often come to us wondering, “Can I Get a car loan with bad credit?” The answer is: yes! With the Joe Basil Chevrolet finance team on your side, you can figure out how to finance or lease a car with bad credit, find a payment plan that works for you, and drive home to Lancaster in the new Chevy you’ve been eyeing. In addition to finding the right plan, take advantage of our new vehicle specials to help you save even more. Contact our team to learn more!

How Can You Finance a Car with Bad Credit?

At Joe Basil Chevrolet, our finance team makes it as easy as possible for you to secure a bad credit car loan. All you have to do to get started is apply for financing online to get pre-approved and then work directly with our finance experts to figure out a payment plan that works for you. As always, if you have any questions, or would like vehicle financing advice, our team is here to help.

What Steps Should I Take To Get a Car Loan with Bad Credit?

When the time comes to take out a car loan, there are a few things to keep in mind and have ready to ensure you’re making the right financial decision for you. These include:

  1. Determine how much you can afford to pay per month based on your budget.
  2. Make a bigger down payment if possible.
  3. Try to clean up your credit report before applying for a loan.
  4. Be honest about what kind of car you should buy, and don’t get more than you need.
  5. Ask questions!

Improve Your Credit Score

Many people don’t realize this, but if you take out a car loan with bad credit and are able to consistently make your payments on time every month, it will actually help you to improve your credit profile and credit score. This means you’ll have more lending power down the line for lower interest loans and credit cards. Once you build up your credit, you can refinance your current loan for more affordable payments.

Finance a Car with Bad Credit at Joe Basil Chevrolet Today!

Once you’ve secured a bad credit car loan at Joe Basil Chevrolet, but still need assistance with the down payment, test out our value your trade tool to see how much your current vehicle is worth. We also have new vehicle specials available to help make the initial buy more affordable. Contact us in the meantime with any questions, to learn what guaranteed financing means, find out how to finance a car with no credit, to learn about Chevy Teen Driver technology, to learn more about our specials, even to learn about the new Chevy Blazer.

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